1. SUBJECT AND SCOPE
This Digital Account Agreement (“Wallet Agreement”) is an integral part and annex of the ILANPA Corporate Membership Agreement. The subject of this Agreement is to determine the terms of use of the digital wallet module created to enable the CORPORATE MEMBER to carry out commercial activities on the platform, accumulate referral bonuses, and purchase additional services offered by ILANPA (such as Boosting, Sponsored Office, etc.).
ILANPA does not provide payment services under Articles 3 and 18/5 of Law No. 6493; it solely acts as a technical service provider offering infrastructure (interface, verification, data processing, storage). It does not hold or transfer funds; all collection/fund transactions are carried out via integration with CBRT-licensed payment institutions/banks (PSP).
2. DEFINITIONS
Digital Wallet/Account: A virtual balance management panel assigned to the CORPORATE MEMBER, used only for purchasing services within the ILANPA platform (outside the scope of Law 6493 Art. 18/5) and not considered a payment account.
Advertising Credit/Points: Non-cash units earned via the referral system (Art. 6) or direct top-ups, which cannot be converted into cash.
Service Fee: Fees for value-added services such as Boosting, Sponsored Office, and listing space purchased via the wallet.
3. OPERATION OF THE WALLET AND POINT EARNING
3.1. Bonuses and Points: The CORPORATE MEMBER earns referral bonuses at the rates specified in Article 6. These are automatically credited to the digital wallet as “Advertising Credit”.
3.2. No Cash Conversion: Accumulated points and bonuses cannot be converted into cash, transferred outside the platform, or assigned to another member. Points may only be used as discounts or payment instruments for in-platform purchases.
3.3. Balance Top-Up: The CORPORATE MEMBER may top up the wallet via licensed PSP (payment institution/bank) virtual POS integration. Under Article 48 of Law No. 6502, these funds are considered commercial/merchant funds; no withdrawal right applies, and refunds are not made. However, partial refunds may be possible if no service has been provided (verified via logs).
4. SECURITY AND RESPONSIBILITY
4.1. Transaction Security: All wallet transactions are performed using the CORPORATE MEMBER’s username, password, OTP, and consent under KVKK Article 5/1-c. The CORPORATE MEMBER is fully responsible for wallet security. ILANPA bears no legal or financial liability in case of unauthorized access or password theft (subject to intermediary status under Law No. 6563 Art. 9).
4.2. Log Validity: All wallet activity logs (IP, timestamp, transaction ID) stored in ILANPA databases constitute conclusive evidence under Articles 193 of the Code of Civil Procedure and 21 of the Turkish Commercial Code.
5. RIGHTS OF ILANPA: BLOCKING AND SET-OFF (SECURITY FUNCTION)
5.1. Blocking Authority: If ILANPA detects fraudulent listings, misleading statements, or violations of the Corporate Membership Agreement, it has the right to partially or fully block wallet balances/points in a proportional manner under Article 25 of the Turkish Code of Obligations, with written notification (email/system, within 24–48 hours).
5.2. Set-Off Right (Recourse): If ILANPA incurs damages due to the CORPORATE MEMBER’s actions (administrative fines, compensation—causality required), ILANPA may offset such damages from the wallet balance (including points). The offset will be notified with justification, and the MEMBER has a 30-day objection right.
5.3. Expiration: ILANPA reserves the right to unilaterally set or modify expiration periods for bonus points (e.g., 1 year) under Article 26 of the Turkish Code of Obligations. Expired points will be deleted.
6. TAX AND FINANCIAL PROVISIONS
Invoices for services purchased using wallet balance are issued at the date of service delivery (Art. 21 TCC). Expenses paid via bonus points are shown as “Discount/Rebate” on invoices (subject to withholding under GVK Art. 40). Limited data sharing with PSP partners is conducted with consent under KVKK Article 5/1-e.
7. ENTRY INTO FORCE AND TERMINATION
This Agreement enters into force simultaneously with the Corporate Membership Agreement. The referenced articles belong to the main Corporate Agreement. Upon termination, provided that ILANPA’s rights of set-off remain reserved, any user-deposited (non-bonus) balance may be refunded if no service has been used (subject to Article 48 of Law No. 6502 for merchants). Referral points will be deleted upon termination.
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